Occupancy rules and income limits at cooperatives
“Rooms minus one”: how occupancy rules work, what applies to subsidised flats and what happens when your household changes.
Occupancy
The most common rule is: number of people ≥ number of rooms minus 1. A 4.5-room flat is therefore usually meant for households of 3 or more. Half rooms are counted differently depending on the cooperative. If your household changes (children moving out), cooperatives usually offer a smaller flat, and a move may be required.
Subsidised flats
Some flats are made cheaper with funding from the city or canton. They come with income and asset limits that are checked periodically. The exact limits are published by the City of Zürich or the canton; a subsidised flat is marked as such in the listing.
Residence and work
Some cooperatives give preference to people who live or work in the municipality; city-owned flats in Zürich sometimes require a minimum period of residence.
Never miss a flat again.
All listings with application links, alerts included. Basis from CHF 4.13 a month, cancel at any time.
Get started
More guides
GuidesFinding a cooperative flat in ZürichHow to get a cooperative flat in Zürich: membership, waitlists, listings, timing, documents, with links to eve…
GuidesWhat is a “Gnossi”? Cooperative flats explained simply“Gnossi” is Zürich German for a cooperative flat. What lies behind it: cost rent, membership, share certificat…
GuidesCooperative waitlistsWhich cooperatives keep waitlists, how long you wait, whether signing up is worth it and how to find out when …
GuidesApplying for a cooperative flatWhich documents cooperatives ask for, what a good cover letter looks like and which mistakes get applications …
GuidesShare capitalShare certificates, compulsory shares, flat shares: typical amounts at Zürich cooperatives, repayment when you…
GuidesCooperative flats in WinterthurCooperative flats in Winterthur by district (Stadt, Oberwinterthur, Seen, Töss, Mattenbach, Wülflingen, Velthe…